Guides

What Cards Abroad Actually Costs

By Sam Okonkwo · April 21, 2025 · 3 min read

The Math of a Cheap Meal A private room in Medellín costs $15 to $35. A local lunch costs $2 to $5. Coffee is $1 to $3. That is the whole equation for a day…

The Math of a Cheap Meal

A private room in Medellín costs $15 to $35. A local lunch costs $2 to $5. Coffee is $1 to $3. That is the whole equation for a day in a Colombian city, and it comes to roughly $35 to $50 if you add simple transport and one paid activity. Bogotá runs about the same.

That number matters because it sets a baseline. Once you know a city can be done for $35, every other destination becomes a comparison rather than a guess.

Work for Your Bed

One way to cut the accommodation line to zero is a work exchange. Across South America there are placements where you work 5 hours a day, 5 days a week, in return for a room and one meal. The work tends to be in hospitality, eco lodging, farming, or au pairing. Five hours is not a full shift. It leaves the afternoon free, and the free meal removes one purchase from the day.

Do the arithmetic. A private room at $20 a night plus one meal at $4 is $24 a day you are not spending. Over a month that is $720. The trade is your mornings.

Thailand and Mexico

Street food is still the cheapest way to eat in Thailand. In residential neighborhoods, a plate of Pad Krapow or a bowl of noodles runs ฿45 to ฿60, which is about $1.30 to $1.75. Prices have crept up over the years. They have not crept up much.

Mexico runs a similar range with more spread. Street tacos cost $0.50 to $1 each. Market meals are $3 to $5. Sit down in a restaurant and you are at $8 to $15. The gap between the stall and the table is the single biggest lever you control.

In the Philippines, family-run guesthouses and simple beach bungalows go for $20 to $40 a night. Meals at carinderias, the local eateries, cost a few dollars. Adobo or grilled seafood, cooked by someone who has made it a thousand times, for less than a coffee back home.

When Altitude Sets the Price

Nepal is where the cheap-meal rule breaks. On a trek, a meal costs around $3 to $7 at lower altitudes. Higher up, the same meal costs $7 to $12. Nothing about the food changed. It was carried up the mountain on someone’s back, and that is what you are paying for.

Tea-house budgeting on the trail runs $25 to $35 a day. That covers a bed, three simple meals, and basic hot drinks. Local bus rides are $1 to $5. A guesthouse private room is $10 to $30. Tea-house dinner is $3 to $6. Stick to local food, which is cheaper and nutritious, and carry snacks, because they add up fast at altitude.

Cooking, and When Not To

Grocery staples run $40 to $60. Eggs, pasta, canned beans, instant oatmeal, bread, peanut butter. That is a week of breakfasts and several dinners for the price of two restaurant meals in a mid-range city.

Self-catering is not always the answer. In a place where a filling lunch costs $1.75, cooking saves you almost nothing and costs you an hour. In a place where a restaurant meal is $15, it saves you a great deal. The number tells you which situation you are in.

In parts of southern Asia, hostels come in under $6 or $7 a night. Add a meal and public transport in the city and the day lands at $12 or $13. At that level, cooking is a hobby, not a budget strategy.

The Ceiling

There is a top end, and it is worth knowing where it sits. Omakase sushi, Kobe beef, and kaiseki run $80 to $120 per person. One of those meals equals four days in Medellín, or a week of tea-house living in Nepal.

For a two-week trip from the midwestern US, plan $5,000 to $10,000 per person, or roughly half that for ten days. That includes airfare and low-to-middle priced lodging, mostly cheap food, some market and grocery store food, and a couple of nice meals.

The couple of nice meals are the point. Eat the $1.75 noodles for eleven days. Spend the twelfth at the counter.

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